Knowing the value of your home isn’t always about selling. Often, it’s about clarity — understanding where you stand, what options you have, and how your home fits into what comes next.
This is a starting point. One that’s designed to inform, not rush.
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A data-informed estimate, supported by experience when you’re ready.
Our valuation tool provides a data-informed estimate based on recent market activity and comparable homes. It’s a useful way to get oriented — and a more grounded starting point than broad national portals.
When you’re ready, our team can add deeper context through a customized Comparative Market Analysis or help you understand whether an appraisal makes sense for your situation.
A home valuation is an informed estimate of a property’s current market value. It offers context — not just a number — helping you understand how your home compares within your local market and how current conditions may be influencing value. Valuations are often used for planning, financing, or simply staying informed about one of your most significant assets.
Home values are shaped by a range of factors, including location, size, condition, improvements, and recent sales of similar homes nearby. Broader market dynamics — such as inventory levels, interest rates, and buyer activity — also play a role. Online valuation tools draw from these data points to provide an estimate, which can then be refined with professional insight and local expertise.
Online valuations offer a helpful starting point, but they don’t always capture the full picture. Renovations, architectural details, lot characteristics, and the way a home feels in person can all influence value in ways data alone can’t measure. For a more precise understanding, a personalized review — whether through a Comparative Market Analysis or an appraisal — can add important nuance.
A considered collection of homes, curated with care.
Two thoughtful approaches, depending on your needs.
MARKET ANALYSIS
A Comparative Market Analysis (CMA) is prepared by a real estate professional and looks at similar homes that have recently sold in your area. By comparing features, condition, and location, it provides insight into how your home may perform in the current market. This approach is particularly helpful when you’re considering next steps and want perspective grounded in real buyer behaviour.
APPRAISALS
An appraisal is an unbiased valuation, third-party opinion of value, often required by lenders for financing or refinancing. Appraisers conduct a detailed inspection and compile a formal report based on physical characteristics, comparable sales, and market trends. While appraisals are more structured, they’re one of several tools that can help clarify value depending on your circumstances.
There are many reasons homeowners choose to check in on their home’s value — not all of them tied to selling.
REFINANCING
Understanding your home’s value helps lenders determine borrowing limits and loan terms, and gives you clarity around available equity.
PLANNING IMPROVEMENTS
A valuation can help you assess how your home compares within its neighbourhood, guiding renovation decisions so improvements remain aligned with market realities.
ACCESSING CREDIT
If you’re considering a line of credit or other financing, knowing your equity position helps determine eligibility and available options.
PLANNING AHEAD
Even without an immediate decision on the horizon, understanding your home’s value provides confidence and flexibility — especially during life changes that require quick or thoughtful responses.
GET IN TOUCH
Fraser & Co. Founded by Michelle Fraser
Phone Our Team
(905) 428-3628
Email
[email protected]
VISIT OUR OFFICES
By Appointment
Call (905) 428-3628 to schedule
Pickering Office
896 Brock Rd, Unit 1
Pickering, ON L1W 1Z9
North York Office
685 Shepherd Ave East, Suite 401
North York, ON M2K 1B6
GET IN TOUCH
Fraser & Co. Founded by Michelle Fraser
Phone Our Team
(905) 428-3628
Email
[email protected]
VISIT OUR OFFICES
By Appointment
Call (905) 428-3628 to schedule
Pickering Office
896 Brock Rd, Unit 1
Pickering, ON L1W 1Z9
North York Office
685 Shepherd Ave East, Suite 401
North York, ON M2K 1B6